Scams On The Elderly Can We Do Anything About It Essays - Fraud

Scams on the Elderly: Can we do anything about it? Scam artists have always preyed on the gullible, but in recent years, much of the focus of these thieves has been on the elderly. It is quite a well known fact that the elderly possess the greatest percentage of disposable income with the least amount of debt. Old people with money. Scam artists prey upon these people with unrelenting deception. It is not a problem that will just go away. The problem must be analyzed and only then can we learn what to do. First we must analyze the different "red flags" which identify certain members of the elderly as targets for scams. First off, these older consumers are often living alone, with no one else to watch their finances for them. Being alone, they are often very appreciative and receptive of guests, especially those who pay a visit even to sell them something which will be of benefit to them or their homes. They are also very receptive to anything promising assistance to their health conditions or home repair requirements. Scam artists also look at demographic numbers to choose their elderly targets. According to Jeanne Mackin, an author for a consumer watch organization, 80 % of people age 65 and over have at least one major health problem of some sort and spend a great deal of their monthly budget on health care. And combine that with the fact that 71% of those people own their own homes, of which many were built before 1950, and you have a combination ripe for fraud against the elderly. (1) Some examples of fraud against the elderly include: - A "city inspector" arrives at the home, stating he needs to check the plumbing, furnace, or wiring, and when problems are found, states that he will call a "friend" to make the repairs. The work is overcharged and done poorly, if at all. - The older consumer receives in the mail newspaper clippings about a new health miracle product with a "personal" handwritten note saying, "Try this! It works!" But when money is sent, the product never arrives, is overpriced, or is useless, if not just plain harmful. - A product demonstrator arrives at the home and asks the resident to sign a paper just saying that the demonstrator visited. In fact, the trusting consumer, who hasn't read the form, signs a contract ordering the product. (1) Telemarketing is another powerful tool scam artists use to prey upon the elderly. By being on the phone, the con is relying on his/her voice to convince the person that they are providing that elderly person a valuable service or product. They are good at taking advantage of people's honesty and politeness.(5) The con artist's favorite targets using the telephone, are those suffering with memory loss. By taking advantage of this, the con artists can call someone up and gather as much personal information as possible. A favorite scam is for the con artist to make that information gathering call, and then the next day, if the senior cannot remember the first conversation, the con then tells the senior that they "sent too much money", and that they need to send a new check for the "correct" amount. Either out of forgetfulness of the previous call, or out of sheer guilt, that elderly person writes the check for the amount requested. (2) Another very common method of scamming the elderly is sweepstakes mailers. or everyone, the chance to win thousands upon thousands of dollars, or to win major prizes is always a welcome thought. Especially to those who were not so fortunate to gather much money throughout their lives. Usually, the scam requires for the elderly person to send in a "confirmation deposit" on their prize, which is NEVER required of a winner in any legitimate contest. If the elderly person ever hears from the contest people, it is usually just to let them know that they have the opportunity to buy over-priced products and then receive a small, cheap gift, which was probably what they were promised as a prize to begin with.(4) Watch for signs of these gifts around the elderly person's house. (3) Consumer fraud costs all Americans billions each year, but it is the elderly which carry the lions share of the amount. These con artists not only cause financial ruin among the elderly, but also cause a great deal of emotional distress and even health problems as a result

Dostoevskys Personification of Nihilism Essay

Dostoevskys Personification of Nihilism Essay Free Online Research Papers Dostoevsky’s Personification of Nihilism Essay Crime and Punishment was written in quite an exciting era in Russian history. Many new social, political, and economic philosophies were flourishing all over the country- especially in St. Petersburg. Although Dostoevsky certainly subscribed to many philosophies of reform, he was certainly not one willing to adhere to any new ideal that came around the corner. However, regardless of his personal stance on any specific way of thinking, he does an excellent job of portraying his character Raskolnikov as an adherent to the new philosophy of nihilism. Nihilism is strictly utilitarian and thus fundamentally agnostic. Because the utilitarian system of thought exalts simply that which provides the greater happiness for the greater amount of people, Raskolnikov feels that his highly â€Å"beneficial† murder is justified. In chapter 3 of part I, Raskolnikov receives a letter from his mother. She finalizes the lengthy correspondence with a prayer stemming from her fear that her son has â€Å"been visited by the fashionable new unbelief† (39). Her motherly instinct proves correct in this case. Rodya has been visited by the â€Å"new unbelief.† Now, of course, from the text alone, an â€Å"unbelief† can imply any general atheism or agnosticism. However, as we shall soon find out, Raskolnikov subscribes to the school of thought known as utilitarianism. The term â€Å"utilitarian† is quite general and covers many philosophies, but Rodya lives in St. Petersburg, and its central â€Å"fashionable new unbelief† in this era is known as nihilism. Nihilists were certainly not devout religionists. At best, they were agnostic. They looked on the world in simple terms of utility. Utility does not really favor any one system of ethics; if an apparently immoral act will provide more happiness for more people, it is justified in a utilitarian sense. Raskolnikov’s nihilistic philosophy is actually explained through another character. In a tavern, he overhears another student speaking â€Å"exactly the same thoughts† he had just had. The student had been expounding on the benefits of the death of Alyona Ivanova: â€Å"A hundred, a thousand good deeds and undertakings that could be arranged and set going by the money that old woman has doomed to the monastery! Hundreds, maybe thousands of lives put right; dozens of families saved from destitution, from decay, from ruin, from depravity, from the venereal hospitals- all on her money. Kill her and take her money, so that afterwards with its help you can devote yourself to t he service of all mankind and the common cause: what do you think, wouldn’t thousands of good deeds make up for one tiny little crime? For one life, thousands of lives saved from decay and corruption. One death for hundreds of lives- it’s simple arithmetic!† (65). Although a lengthy explanation, this account of the student’s ideas is a perfect description of the nihilist philosophy embraced by Raskolnikov. Killing Alyona would be the lesser evil- a product of simple and rational arithmetic. In basically every ethical code in history, first-degree murder such as this is a definite, blatant immoral act. However, nihilism is a very new philosophy. It does not take the ethics of the past into account. It creates a new ethics, completely based on reason and thus rational utilitarianism. It embraces socialist ideals; note the student’s vehemence in proclaiming the social benefits of distributing Alyona Ivanova’s wealth. All these social benefits only fuel the fire of Raskolnikov’s yearning to murder the old woman. To Rodya, this murder is not a crime. It is not a crime to him because he feels a greater good will come from his action. Thus, because it is actually no crime, his â€Å"reason and will† will remain with him throughout. In other words, he has willed himself a new morality. He has rationally deduced a complete justification for his act. Because the utilitarianists (and thus the nihilists) feel that the moral value of each action is situat ion-specific and based on the reason power of the individual, Raskolnikov is a perfect example of an adherent to this philosophy. Research Papers on Dostoevsky’s Personification of Nihilism EssayCapital PunishmentStandardized TestingHonest Iagos Truth through DeceptionArguments for Physician-Assisted Suicide (PAS)The Effects of Illegal ImmigrationThe Fifth HorsemanBook Review on The Autobiography of Malcolm XAssess the importance of Nationalism 1815-1850 EuropeHarry Potter and the Deathly Hallows EssayComparison: Letter from Birmingham and Crito

5 Peculiarities of the German Language

5 Peculiarities of the German Language You may have heard that German is a difficult and complex language to learn. This is true to some extent; however, much depends on the way the language is taught, the learner’s natural capacity for languages, and the amount of practice dedicated to it. The following peculiarities of the German language should not discourage you from studying German, but simply prepare you for what you will encounter. Remember, German is a very logically structured language, with many fewer exceptions than English. The key to your success in learning German will truly be as this old German adage states: ÃÅ"bung macht den Meister! (or, Practice makes perfect) The Difference Between a German Sausage and a Verb Why are we comparing a sausage to a verb? Simply because German verbs can be chopped and cut up just as  a German sausage can! In German, you can take a verb, chop off the first part, and place it at the end of a sentence. And in actuality, you can even do more to a German verb than what you can do with a sausage: you can insert another â€Å"part† (a.k.a. syllable) in the middle of a verb, add other verbs alongside it and even elongate it. How’s that for flexibility? Of course, there are some rules to this chopping business, which once you understand them, will be easy to apply. German Nouns Every German student loves this particular German-language peculiarity - all nouns are capitalized! This serves as a visual aid for reading comprehension and as a consistent rule in spelling. Further, German pronunciation pretty much follows the way it is written (though you need to know the peculiarities of the German alphabet first, see above), which makes German spelling not very difficult. Now to put a damper to all of this good news: Not all German nouns are inherently nouns and may, therefore, throw off the German writer at first as to whether to capitalize a word or not. For instance, verb infinitives can change into a noun and German adjectives can change into nouns. This role changing of words happens in the English language as well, for example when verbs change into gerunds. German Gender Most would agree, that this is the greatest hurdle of German grammar. Every noun in German is identified by grammatical gender. The der article is placed before masculine nouns, die before feminine nouns and das before neuter nouns. It would be nice if that was all there was to it, but German articles change, along with the endings of German adjectives, adverbs and nouns depending on the grammatical case they are in. For example, let’s take a look at the following sentence: Der Junge gibt der wà ¼tenden Mutter den Ball des Mdchens.(The boy gives to the angry mother the girl’s ball.) In this sentence, der wà ¼tenden Mutter acts as the indirect object, so it is dative; den Ball acts as the direct object, so it is accusative and des Mdchens is in the possessive genitive case. The nominative forms of these words were: die wà ¼tende Mutter; der Ball; das Mdchen. Almost every word was changed in this sentence. One very important point about German grammar gender is that nouns don’t necessarily follow the natural law of gender as we know it. For example, though die Frau (woman) and der Mann (man) are designated feminine and masculine respectively, das Mdchen (girl) is neuter. Mark Twain in his humorous account of â€Å"The Awful German Language† described this German grammar peculiarity in this way: Every noun has a gender, and there is no sense or system in the distribution; so the gender of each must be learned separately and by heart. There is no other way. To do this one has to have a memory like a memorandum-book. In German, a young lady has no sex, while a turnip has. Think what overwrought reverence that shows for the turnip, and what callous disrespect for the girl. See how it looks in print - I translate this from a conversation in one of the best of the German Sunday-school books:Gretchen: Wilhelm, where is the turnip?Wilhelm: She has gone to the kitchen.Gretchen: Where is the accomplished and beautiful English maiden?Wilhelm: It has gone to the opera. However, Mark Twain was wrong when he said that a student has to have â€Å"a memory like a memorandum-book.† There are some strategies that can help a German student figure out which gender a noun has. German Cases In German there are four cases: Der Nominativ (nominative)Der Genitiv/Wesfall (genitive)Der Akkusativ/Wenfall (accusative)Der Dativ/Wemfall (dative) Though all cases are important, the accusative and dative cases are the most widely used and should be learned first. There is a grammatical trend especially orally to use the genitive case less and less and replace it with the dative in certain contexts. Articles and other words are declined in various ways, depending on gender and grammatical case. The German Alphabet The German alphabet has a few differences from the English language. The very first (and perhaps most important) thing you need to know about the German alphabet is that there are more than twenty-six letters in the German alphabet.

Ecological problems Case Study Example | Topics and Well Written Essays - 750 words

Ecological problems - Case Study Example For a start, it is prudent to acknowledge that such kinds of mishaps arise due to inexistence of clear-cut communication channels between various departments that constitute the City’s Fleet Operation Maintenance Bays. The situation can also be as a result of lack of quick and steadfast implementation of changes made over a given period of time in the City’s Fleet Operation Maintenance Bays and other departments that work in unison with it. Such kinds of mishaps have to be addressed amicably to ease managerial strains and enhance smooth operations in the bays and their affiliate departments. I therefore recommend that the four dumpsters lying at the power site remain there until an amicable solution to the quandary is constituted and implemented to the letter. This recommendation is based on the fact that, returning the dumpsters to the front of the City’s Fleet Operation Maintenance Bays would bring serious environmental repercussions and even unwarranted indust rial mishaps that would affect the Bays’ functioning and processes. Bringing back the dumpsters back to the bays would also pose grave health risks to the workforce that operates in the bays. In the meanwhile, before a lasting resolution to the impasse is found, I recommend that the concerned stakeholders in the department chart a temporary approach ahead to deal with dumpsters that will be filled before a permanent solution is instituted. What responsibility does Fleet Operations have? Fleet operations are charged with the ardent task of warranting cars and other automobiles within the City’s fleet are well maintained and execute performance to the uttermost. This calls for the personnel operating in the Bays to have experience in treating automobiles in the event of any required operation, executing habitual maintenance checks and make plans for repairs on malfunctioned or damaged motor cars and automobiles registered under fleet’s name. Furthermore, the fleet operations have the responsibility of reducing the number of oily rags disposed as a sign of being environmentally conscientious and more so, as a means of plummeting disposal expenses. To achieve this, the fleet operations ought to adopt effectual means and measures of reducing the number of disposable rags from the bays. Such measures include reducing drastically the average quantity of absorbents used and generated sequentially to reduce quantities of spills, drips/leaks and overfills that typically take place during operations (Committee on Health Effects of Waste Incineration, 2000). This is possible through implementation of trouble-free and minimal-cost pollution/contamination prevention mechanisms such as: Performing scheduled scrutiny of fluid storage spaces for spillages overfills or leaks. Perform habitual anticipatory maintenance checkups on equipment, automobile machinery and containers like replacing permeable container seals, and dispenser machines. Train baysâ€℠¢ personnel on how to implement and maintain excellent baykeeping measures and strategies. Curtail the trip numbers and distance correlated to substance shifting in order to lessen chances of inadvertent spills. Use of suitable storage and transfer equipment to avoid unnecessary spills, container breakages and loosening of seals. Case Scenario # 4 What are your first actions? My foremost reaction to such a scenario would be to ask the power plant supervisor to put off the cigarette since it is not advisable to smoke in such an establishment purely on health and hazard justifications. From his explanations that expose what one of the workers has unearthed, I direct him to thoroughly wash his hands because of his involvement in sorting out the garbage which is in essence, ‘ripe’ and has probably come into contact with the contaminated box. After he

The Rhetoric of Aristotle Essay Example | Topics and Well Written Essays - 1250 words

The Rhetoric of Aristotle - Essay Example This theory is applied to a debate with my parents. I presented a speech to them, where I argued that because I have obediently followed their requests and decisions for the past year, I deserve to be permitted to go to one of my dream vacations, which is going to Hawaii for one week next summer. Aristotle’s Rhetoric Theory will demonstrate if I have used effective rhetoric in convincing my parents regarding my vacation plans, which they will mostly fund. Aristotle differentiates artistic from inartistic proofs and explains the components of the former. Inartistic proofs are external proofs that the speaker cannot make. Artistic proofs are evidence that speakers can make, specifically, logical (logos), ethical (ethos), and emotional (pathos) proofs. Logos refers to logical proof, or evidence that is found in the lines of argument. Aristotle stresses that there are two kinds of logos- the enthymeme and the example. The enthymeme is the strongest of all proofs, wherein it is an incomplete version of formal deductive syllogism. The enthymeme excludes the premise that most people already know and accept. In my claim for my Hawaii vacation, my mother is the most adamantly against it because she thinks that I am too young to go to such as far place with my friends and because she does not think that good deeds must be paid with material things. My father is against my plans because of the same lines of arguments, but mostly because of safety and expenses involved. In my argument, my general premise is: â€Å"Good deeds must be rewarded for positive reinforcement.† My specific premise is: â€Å"I have done good deeds as a child of my parents.† My conclusion is: â€Å"As a child who has done good deeds, I must be justly rewarded with a Hawaii trip.† The enthymeme in my case is that good deeds must be rewarded for positive reinforcement. Although my parents and I generally agree that good deeds deserve to be rewarded for positive reinforcemen t, we have differences on what rewards mean. Nevertheless, I emphasized the enthymeme by providing examples of my good deeds: 1) Following their decisions even when they do not seem to make any sense any more to me and 2) Doing my best to focus on school and have good grades. In addition, I explained the whole budget involved, from tickets, to food, to souvenirs. I added that I have my meager savings that I will use for my trip. These are not exactly part of the enthymeme, but more of examples that prove that I am rational and independent enough to plan long trips away from home. Apart from logos, Aristotle talks about ethos, which I believe I have. I tried to establish my ethos through developing high source credibility. Ethos refers to the ability of the speaker to exude high credibility to his/her audience. Aristotle believes that there are three characteristics that promote high source credibility: intelligence, character, and goodwill. Intelligence is not about actual IQ, but m ore on practical wisdom and shared values. The intelligence that I possess is shown through my careful consideration of the limits of my parents’ finances and the independence that they can provide me. I mentioned my savings and that I will be going out with my most trusted friends, many of whom they already know and some of which they will personally know in the next few weeks. In addition, I showed shared values in the promotion of good deeds within our family through

A Very Indian Poem in English Essay Example for Free

A Very Indian Poem in English Essay Nissim Ezekiel is one of those Indian poets writing in English who creates an authentic flavor of India, by his use of Indian English Pidgin English on Bazar English, as it is often called. In this poem, the Indian flavor has been created by stressing the various mistakes which Indians commit in their use of English, by bringing in the hopes and aspirations of free India, and also the attitudes of her two hostile neighbors, China and Pakistan. Poetic Inspiration for the Poem: It all started as a comment by a friend who said that you write in English no doubt and you write English well but you dont seem to even know or realise that thousands of Indians speak what can only be called Indian English, So from that time in all his train journeys from Mithibai College back home, he started to take some interest in the way English was being spoken on the train. Every time he heard an obvious Indian English phrase like, Im not knowing only. he would take it down. When he had about a thousand of these, he thought of creating this present poem. The Indian Living Conditions: Ezekiel presents that the new generation is going after fashion and foreign things. He presents the typical Indian make up. The Indian living conditions are sought to be portrayed. The India of yester years is no longer to be seen here, as modernization and industrialization have speeded up the process of change. The regrettable thing in the modern world is the act of violence and anti – social tendencies proving to be a menace. Still the positive aspects like regeneration, remuneration and contraception could be thought of as a way out of the present muddle. One can certainly hope for the better and propagate the best that is thought as unique. Ancient Indian Wisdom: In the second stanza, the readers get a peep into things Indians as Gandhis heir, he would opt for peace and non violence. He is puzzled why others are not following Gandhis advice while in this estimate, the ancient Indian wisdom is correct, contrastively the modern generation takes it to whatever is western and fashionable like other Indians, he too has to improve his English language. The student interest and petty agitations make him feel sickening line Antonys appeal to the Roman mob, he will call upon the fellow citizens to think of the past masters. Thus in the third stanza, he pronounces, In order to get away from that which is disgusting, he wants to have a cup of wine which is very good for digestion. It can be taken as equivalent to the western wine if only a little salt is added to make it a lovely drink. The poet confesses that he is the total abstainer from drinks while it is taken by addicts to gunch themselves, he for his part would turn to simple drinks like lassi. Thus, the poet tries to receive the old Gandhian days. The World Situation Today: In the fourth stanza, the poet is able to think aloud and offer his comments on the world situation today. The present conditions all over the world speak of a bad trend that give an edge to the production of dangerous weapons and try to be superior to others. The countries of the world often tie with each other in keeping themselves ahead of others in this mad competitive world. This retrace often leads to conflicts resulting in loss of precious human lives. If only one considers the other as the brother; the trend could be changed. Unity in Diversity: India is a land where the principle of unity in Diversity is practiced. Here many communities live together even though there are some problems. This ideal situation in which one Co-exists with the other is described as Ram Rajya by the poet. He gives the hand of friendliness to the visitor and expects him to come again. The poet is optimistic when he says that he enjoys every moment of good company. So, he ends the poem by saying that he does not feel the necessity of celebrating ceremonies. Common Mistakes ‘highlighted’ in the Poem: Substrate influence on grammar is quite common. It is often frowned upon as wrong, but eventually becomes a regular part of the new language variant. The Patriot contains a number of Indian English examples: the reduplication of verbs in fighting fighting, the lack of indefinite and definite articles in threw stone at Indirabehn and all people of world, the use of one instead of the indefinite article a in one glass lassi, the excessive use of the definite article the in not that I am ever tasting the wine, the excessive use of the continuous tense (the -ing form) in I am standing for peace and non-violence, the omission of an obligatory object pronoun in modern generation is neglecting (instead of neglecting this) etc. Again, this is a satirical poem rather than a genuine example of Indian English, but the phenomena exemplified are genuine enough. Conclusion: Nissim Ezekiel occupies a unique position among Indo-Anglian poets of post-Independence era. Nissim opposed the idealism and romanticism of the earlier group of Indian writers in English, and tried to look at any typical Indian situation with an Indian attitude, with a novel and dynamic Indian insight. He cleverly manipulated Indian English to bring out the Indian worldview. Thus Ezekiel uses Indian English, or Babu Angrezi in his poetry to depict the characteristics of Indian attitude. He used irony as a weapon to depict the characteristic features of Indian attitude.

Changes in Soil Physical, Chemical, and Biological Properties Caused by

Changes in Soil Physical, Chemical, and Biological Properties Caused by Artificial Drainage of Wetlands Wetland soils are extremely varied. They are found from the tropics to the subarctic. They can be seasonal or year-round, freshwater or saltwater, organic or mineral. The one thing that all of them have in common is that for at least part of the year they are saturated with water. This saturation has a significant impact on the soil's physics, chemistry, and biota. However, over the past century more than half of all the wetlands in the United States has been drained for agriculture and other uses such as construction. When the soils are drained the physics, chemistry, and biota are drastically changed. This paper is an attempt to describe the changes in artificially drained soils and to consider a few of the consequences of these changes. The physical properties of saturated soils vary somewhat from wetland to wetland but are characterized by certain processes. One is the interaction of the soil with the watertable. Three patterns of possible groundwater flow have been considered: water could flow into the saturated areas from the surrounding area (discharge), making the saturated area the focal point; water could flow through swamps because of local relief (flow-through); or water could flow from the saturated zone into surrounding areas (recharge) possibly due to differential water use by plant communities or pumping (Crownover et al, p. 1199). There can also be vertical exchange of water between the groundwater and saturated soil. For example, capillary effects pull water upward into the soil from the water table. Besides the vertical and horizontal flow of water, the area of the soil taken up by water is important.... ...ater flow patterns through a cypress swamp-pine flatwood landscape: Soil Science Society of America Journal, 59, p. 1199-1206. Fausey, N.R., Brown, L.C., Belcher, H.W. and Kanwar, R.S., 1995, Drainage and water quality in the Great Lakes and cornbelt states: Journal of Irrigation Drainage Engineering, 121, p.283-288. Leventhal, E., 1990, Alternative uses of wetlands other than conventional farming in Iowa, Kansas, Missouri, and Nebraska: EPA/171/R-92/006, 145 p. McBride, M. B., 1994, Environmental Chemistry of Soils: New York, Oxford University Press, 406 p. Mitsch, W.J. and Gosselink, J.G., Wetlands: New York, Van Nostrand Reinhold Company, 537 p. Schipper, L.A., Harfoot, C.G., McFarlane, P.N., and Cooper, A.B., Anaerobic decomposition and denitrification during plant decomposition in an organic soil: Journal of Environmental Quality, 23, p. 923-928.

Definition of Literature Essay

Literature has many meanings but to me when I hear the word literature I think of large tomes of words and stories that have become classics over time however this is only one definition of literature. Literature comes from that Latin word littera, that directly translated means letter, thus supporting the idea that literature is written. This view however leaves out the idea that there can be oral literature as well from which many of our stories and books come from. The main form of literature, the book, has had a great impact upon the formation of our society today. Before the 1940’s TV had not come into being yet and there was not much else to do other than read books. Thus books formed my grandparents and to some extent my parents and, although I grew up in the generation of TV, books as literature have indirectly formed me as well. There also can be forms of artistic literature such as poetry or play writing. These also play an important part in literature, I believe, such as Robert frost’s poems or the works of Shakespeare the playwright. These are great authors, whose literature is not in the form of a great story or a moving novel, but in irregular works that have stayed with us for a long time many years. I believe that one very good definition of literature given to us in class is that literature must have certain qualities such as plot, characters, tone, symbols, conflict, point of view, and many other elements working together in a dynamic relationship to produce a literary work. This pretty much defines the way that most people see literature today. This allows for oral traditional stories as well as for the irregular forms of writing such as plays and poems that can also have plot, characters, tone and the other elements mentioned so that they can be deemed a literary work. I think that literature is very important and can be a lot of fun too if you let it be. It is a good mind exercise so that after you have watched too much TV you can stretch your brain a little by reading a good novel or collection of poems. Literature is an important part of any society and will be around for a very long time no matter how much technology advances.

Immigration Paper

From the air we breathe to the food we eat, we as people are all the same. Whether it may be light skin or dark skin, characteristics in which make us different on the outside differ, not because we want it to, but because of our ancestral history. History shows us that because of a person's location, adaptation to that location occurs.For instance, history shows us that people of darker skin are found in countries closer to the equator because more pigment is needed in a persons genetic makeup In order to withdraw themselves from the various diseases and effects that may be obtained from standing in the sun for an extended period of time. There are several causes and disparities of external traits or appearances that divide us Into several groupings or categories which are called â€Å"races. † In other words, races categorize people through socially significant hereditary traits.With the has been defined differently all throughout history. These indistinct interpretations ef fect the way one approaches the topic. Racism can broadly be defined as a belief or doctrine that inherent differences among the various human races determine cultural or individual achievement; usually involving the idea that one's own race is superior and has the right to rule others. Racism and discrimination being the acts of ones prejudicial thoughts can lead us to believe that discrimination based on someone's ethnicity occurs everywhere.From the houses or apartments we live in to the shoes we wear anything and everything is a reflection of ethnic discrimination. For example, in America we have a capitalistic economy. In a capitalistic economy entrepreneurs profit off of work done by others who are hired to do the Jobs that business owners do not want to do. Statistics show that Jobs such as farming, cleaning, plumbing, etc. Are done by minorities while the superior race who is usually a white male gains a vast majority of profit due to many hours worked and low pay. Racism, a n ideology that is taught not born with, is present throughout the labor force.Ethnic discrimination is used to maintain balance throughout the division of labor. As stated previously in a capitalistic economy every Job requires someone of a Geiger position. No matter what Job title a person may have there is always someone of higher power. With that said, the workers who usually do the low end Jobs are usually Latino and African-Americans who are a minority race in America the land we call a democratic territory, though many beg to differ. Everywhere we look serves as a primary example to ethnic discrimination.This can be illustrated when stepping foot into a McDonald's seeing almost every worker of colored skin working six to twelve hours, still having trouble having a place to sleep, and knowing that the rooters Richard and Maurice McDonald are multi billionaires off of the work done by mostly minorities. Ethnicity: I am Spanish. I am White. I am Black. I am of Korean decent. I a m British. I don't have race or culture. Comments such as these are every day examples of how many people view their race and identity. Even though many people are unsure of what it truly means to have culture we make claims about it on a daily basis.Some feel they have a race while others simply feel they do not. We include based on who fits into this ideal and exclude those who do not. The fact of the matter is that culture is employ, learned through every day experience, conflicting and contradictory, relational because it is learned through interactions with others, and per formative, as our interactions are performances with public domain, is something that people never seem to think about, until we are put in a situation, in which we then become aware that we are different.Our knowledge of culture, ethnicity and identity is subconsciously internalized on a daily basis through constant social interactions. Although the concepts of race and ethnicity are socially constructed, th ey are real in their consequences. Their affects on the social world can be seen from my very own how Vive come to view my own sense of identity. As an adoptive child of white decent in a Hispanic family which lived in a predominately African American neighborhood I noticed many things as a child that allowed me to constantly become aware that I was different.Through interactions with peers in my elementary school, I noticed my hair was different; my color was a lot lighter than most, and that I was overall different. â€Å"Look who has nice shiny hair† were comments that lingered through my Junior high school days, where I struggled o fit in by shaving my head and dressing a certain way. Although I longed to feel a part of a certain group I kept sane by hanging with people of similar background. We were all ethnically similar in the sense that we all derived from Hispanic households. Based on this exclusion, ethnic symbols such as Spanish music and dancing were what set us a part and defined us.Not only was this alienation felt among my peers and myself, but it was also felt inside the classroom. Growing up I never quite felt that I could speak up in class and show my outgoing personality at such a young age n fear that people would make fun of me. I knew I was different and did not want to cause them to focus their attention on that difference. For projects in school, I would always take the role that required speaking the least, so that I wouldn't have to speak in front of them. I got along with everybody, but was not truly myself until I set foot inside my home, my private domain.At home I could eat all the rice and beans I wanted to without the fear of abandonment. Moving on to high school it was as if there was a shift from being ashamed of my race and culture to embracing it and wanting to showcase it. It was overnight, and I don't think that there was ever a time where I Just changed overnight, but it was definitely a process of starting to becom e comfortable in my own skin and being surrounded in an ethnic school with different cultures, and not Just whites, that allowed me to really embrace my racial difference. High school whether subconscious or not, racial sub-cultures emerge.In high school, cliques are formed on that very aspect of ethnicity and culture. People hang out with people that look like them, that dress likes them, and who they feel they can relate to. It was high school where I truly Egan to have a sense of my Hispanic culture. I ate all the rice and beans, danced to salsa and meringue, and sang along to Marc Anthony and Victor Manuel. It was only there that my true outgoing and friendly personal came out. I became more a more active participant in the school. For instance, becoming part of committees such as film club, debate club, and music club. Also big part of the swim team.Although I associated with all races, I took pride in hanging with my friends in my ethnic group. Only there we could talk about t he latest of our countries. The newfound confidence in my culture had a lot to do with media presentations. Despite the embedded racism towards Hispanics and African Americans on television, when growing up Hispanic artists had become increasingly popular, and so had urban culture. Spanish music had been brought back to light, and it had taken my fear of being different with it. Not only did I listen to it, I made it apart of me and welcomed it with open arms.When I watched television though I look nothing like the Hispanic people on television I knew I was apart of them because of the family I had been growing up in. I related to the culture. The culture have respect for it. Not only did media representations of black culture help me to understand my identity, it also helped redefine it. What I through it meant to belong to my Hispanic culture had begun to change. â€Å"Why can't you dance to Meringue? â€Å", â€Å"Can't talk Spanish? † , were common questions that were m ade to me as I moved up in my high school years.I began to feel stigmatize by my own Hispanic people. No I had to work twice as hard because I didn't fit in with the whites, and I didn't fully fit in with the Hispanics. For whites, I was to loud, liked too much Spanish music and had a style that was too â€Å"ghetto'. So again, I began to have doubts as to where I fit in. My university years were where I surrounded myself with other adoptive students who were able to relate, and find a true sense of identity. It is now since I am older and in university do I understand the power the media had in reinforcing stereotypes and maintaining social inequalities.It is this aspect do I continue to four struggles with today. As I am plagued with images of Hispanic women pregnant, speaking in slang, fighting, and in music videos half naked. Only within the last few years have I come to understand why I was struggling with fitting in. It is because the media portrays how they perceive the majo rity of Hispanic women. We get caught up in their misconceptions, and Just buy into what we think we are destined to become. The media leaves out the successful Hispanics who have struggled to make their life one worth living.Immigration: In 21st century America, illegal immigration is an issue at the forefront of many a debate. While people have always unlawfully crept across borders, recent history has seen no such wave of this crime as has been on display in the USA over the last few decades. Stemming from Central and South America, primarily Mexico, the flow of â€Å"border mummers† has increased substantially, and continues to do so, despite the efforts of border patrols and organizations such as Americans for Legal Immigration, Americans for Immigration Control, and the Minutemen Civil Defense Corps.According to the INS (Immigration and Naturalization Service) estimates of the illegal immigration population, between 1990 and 2000 the amount of illegal immigrants to the US rose at an average of 350,200 people every year, doubling the nation's entire illegal population. ‘ The amount of illegal immigrants has become so vast that since the mid-sass the umber of people entering the US illegally has surpassed that of their legal counterpart. Ii In 2000, INS estimates had the number of illegal immigrants from Mexico alone at 4,808,000, more than 60% of total Mexican immigrants. Ii By amount of illegal immigrants, the next 9 source countries combined provide less than a quarter of the people Mexico does. One of the most significant impacts of illegal immigration in the US has been crime. According to a Government Accountability Office (GAO) report on incarcerated arrested a total of 459,614 times, averaging about 8 arrests per illegal alien. They were arrested for a total of about 700,000 criminal offenses, averaging about 13 offenses per illegal alien. 49% had previously been convicted of a felony, 20% of a drug offense; 18% a violent offense, and 11%, other felony offenses. 1% of the arrests occurred after 1990 56% of those charged with a reentry offense had previously been convicted on at least 5 prior occasions. Defendants charged with unlawful reentry had the most extensive criminal histories. 90% had been previously arrested. Of those with a prior arrest, 50% had been arrested for violent or drug-related felonies. Iv Note the â€Å"reentry offense† in the last two statistics. There are criminals who had already been convicted of crimes and deported on previous occasions, only to return illegally and continue a life of crime.According to the US Justice Department, over the course of 2003 an estimated 270,000 illegal immigrants served Jail time throughout the country. Of those, 108,000 were in California, the state that suffers the most from crime on the part of illegal immigrants. According to an Urban Institute study, 17% of America's prison population at a federal level consists of illegal aliens, an astounding f igure, engendering they only make up 3% of the US population. Former California Gob. Pete Wilson places the percentage of illegal aliens in U. S. Prisons even higher, at 20%.The incessant illegal immigrant crime wave shows no signs of slowing down, and the US government is not taking serious enough prevention measures. According to the Federation for American Immigration Reform, citing US Justice Department statistics, â€Å"In March 2000, Congress made public Department of Justice statistics showing that, over the previous five years, the INS had released over 35,000 criminal aliens instead of deporting them. Over 11,000 of those released went on to commit serious crimes, over 1,800 of which were violent ones [including 98 homicides, 142 sexual assaults, and 44 kidnappings]. While many deported aliens reenter the country, it is a daunting enough task to prevent some from doing so a second time, and undoubtedly is a more effective measure in prevention than simply releasing them on to the streets, where crime in their demographic is prevalent. Part of the reason for such an enormous amount of crimes carried out by illegal aliens is the ease with which they can obtain assistance and backing from gangs, cost notable Mar Cultural, otherwise known as MS-13.Created in the sass by a group of Salvadoran peasants trained in guerilla warfare, MS-13 has become possibly Central America's greatest problem, and a growing one in the United States. Since â€Å"precise† statistics are impossible to obtain, the true strength of MS-ass's presence in America is unknown, but estimates claim over 15,000 members in over 115 cliques in 33 states, and these numbers are ever growing. Unlike Mafias of the past, where there was at least some code of conduct, MS-13 has become infamous for their depravity and brutality, not limiting themselves in any way.As noted in press releases by the US Immigration and Customs Enforcement agency, in 2003 multiple members of MS-13 were deported for the sexual assault of 2 minors, aged 16 and 17, displayed this brutality with the killing of children. V Physical harm caused by illegal aliens does not only come in the form of outright crime. Of 71 fatal car accidents on the Eastern Shore since 2002, thirteen were caused by illegal aliens, all but three of which had no insurance. In most cases, the vehicles had no inspection stickers, the drivers carried no license and alcohol was a factor.To anyone with common sense this comes as no surprise, seeing as one who displays contempt for the law by illegally entering the country, will probably show the same lack of respect toward any other laws, such as those put in place to keep US drivers safe. As well, there is the factor of diseases that are not endemic to the United States being spread by illegal aliens, who cross the border unscreened. Diseases either no longer existent in America, or seen only rarely, have seen comebacks or growth, including Malaria, Dengue, Leprosy, Hepatit is A-E, Chaos Disease, Sadomasochists,Guiana Worm Infection, Whooping Cough, Streptococci, Morsel's, Tuberculosis and HIVE. Malaria has seen recent outbreaks in New Jersey, New York City, Houston, and California, although it was eradicated from the US in the sass. Dengue, a disease heretofore unknown in the US, has now been recognized in a few outbreaks. In the 40 years prior to 2002, only 900 cases of Leprosy had been recorded in the US. From 2002 to 2005, that number ballooned to 9,000, most of which were illegal aliens.In 2004, more than 650 people contracted Hepatitis A at a single Mexican restaurant in Pennsylvania, four of whom died. Chaos disease is endemic to Central and South America, and until recently was unknown in the United States; current estimates show up to 500,000 people infected with it, mostly illegal aliens. Tuberculosis is a highly contagious disease that kills approximately 2 million people around the world each year, and is spread in the same fashion as the c ommon cold.The United States has one of the lowest Tuberculosis rates in the world, whereas Mexico is 10 times higher. As if that wasn't bad enough, a few years ago a Multi-Drug-Resistant (MAD) strain of TAB has emerged, that is resistant to all tankard antibiotics, and treatment can cost between $250,000 and $1 per person. According to one expert, in 2005, of the 407 known cases of MAD-TAB in California, 84% were in â€Å"foreign born† patients, mostly from Mexico and the Philippines who had been in America less than 5 years.According to the World Health Organization (WHO) in 2006 a newer strain was recognized, referred to as CDR-TAB (Extensive/Extreme Drug Resistant), which, as of late 2006, accounted for 4% of all US MAD-TAB cases, and is virtually incurable regardless of cost. While exact numbers for HIVE infected illegal aliens are impossible to obtain, due to he fact that researchers rarely ask one's citizenship status, what is known is that in California there are roug hly 2 HIVE infected Latin women for every infected Caucasian woman. The criminal ramification of so many illegal immigrants plays a role in the financial effect as well.Between 2001 and 2004, the Federal Bureau of Prisons' cost to incarcerate illegal aliens rose from about $950 million to about $1. 2 billion. As this is federal spending, it is money obtained through taxation, essentially leaving law- incarcerated illegal aliens deported, federal spending could drop more than $1 lions dollars a year, by all means a small move toward pulling the country out of debt, but a move nonetheless. The sheer mass of humanity pouring over the borders is something that cannot be withstood by America's financial means, and it's starting to show. In August 2009, the unemployment rate in America peaked at 9. %, more than double the 4. 6% of Just 2 years earlier, partly due to the fact that illegal immigrants have taken many Jobs once held by taxpaying American citizens. These illegal laborers have little trouble finding Jobs, especially those requiring little to no special skills, since they are willing o work for little, and their employment is under-the-table, saving employers money that would otherwise be spent on employee benefits and taxes. In the US, illegal immigrants currently make up 20% of cooks, 25% of construction laborers, 22% of maids/housekeepers, 25% of grounds maintenance workers, and 29% of agricultural workers.The combined total Jobs now unavailable to taxpaying Americans Just in these 5 professions exceeds 1. 72 million! Viii As if the direct financial ramifications of illegal immigrants taking Jobs from citizens weren't enough, taxpaying Americans are all but forced into financial benison by the second half of the coin. Due to millions of dollars in taxes not being paid due to illegal immigrants being paid off the books, taxes are hiked up to compensate for the drop in money being obtained by the government through taxation.So, while the illegal alien has a Job that pays him in cash, and no taxes to pay, the unemployed American citizen is now forced to pay higher tax rates without any income, which by definition can only lead to financial ruin, and subsequent reliance on the government for sustenance. A vast majority of those who advocate amnesty for illegal aliens are liberal Democrats, whose central political belief is that of a powerful government, and perhaps the fact the sudden influx of humanity would force more people into reliance on federal aid is precisely why.Amnesty for illegal aliens is, in concept, a beautiful, humanitarian idea. The argument usually flows along the lines of how poor, unskilled, uneducated workers from foreign countries only want to legally succeed, and support families, and become law abiding citizens who can better society. Statistics, however, quickly disprove this by displaying the truth behind the scourge of illegal immigrants. How their blatant, overall lack of respect for the nation's laws harms Americans financially and physically. How even after being arrested, or deported, they continue to break the law with little regard to possible consequences.As well, advocates for amnesty refuse to realize the practical impossibility of it. If amnesty to all illegal aliens was granted, the economy would not be able to provide nearly enough Jobs (as we are now seeing). Thanks to â€Å"anchor babies† (babies born in the US to illegal alien parents, so that the baby will be US citizen by birth, thus asking deportation of its parents all but impossible), millions of dollars are doled out by the government every year to illegal aliens to care for their US citizen children in the form of WICK, food stamps, and welfare.If the parents of these children were all suddenly legalized, welfare and food stamps would be handed out for them as well, raising government spending, and vicariously all taxpaying citizens would suffer by sustenance to families that would prefer to suckle at the t eat of the American government than to go out and work for a living. Every year, hundreds of thousands of people pour into America unlawfully. They upriver Americans of Jobs, receive government benefits that cost every taxpaying citizen, bring diseases, steal, assault, kill, drive recklessly, over-populate our prisons, and generally ignore the law.They come in such swarms that the entire American culture has been forced to bend to their will, with every large corporation and government agency now offering Spanish versions of all their services. They make life for American citizens financially difficult, and infuriate many with their brazen attitude toward learning English, with the belief that things must be available to them in Spanish. They make America a more dangerous place for all. Illegal immigration is a plague, and like all other plagues throughout history, it must be quashed quickly and decisively.Conclusion: All in all, we are all people. We all aspire to be something. Des pite the facts that show the negatives upon minorities, they are forced into situations in which they cannot control or have a hard time in doing so because of racism. Racism puts them in an environment in which violence is constantly around them. Without the absence of racism and the acceptance of people into a new world in which is made for all and not Just some, there will never be a world which can prosper.

How exercise can boost your performance at work

How exercise can boost your performance at work We’re all familiar with the obvious benefits of exercise- regular physical activity can keep us looking and feeling fit and healthy, increase our energy levels and confidence, and help us maintain high levels of self-esteem. Staying active can also help us fight off a wealth of potentially life-threatening illnesses, including strokes, diabetes, and heart disease. What’s more, conquering the often overwhelming â€Å"exercise obstacle† and overcoming excuses, apathy, and laziness can remind us that we’re capable of bravely facing any challenge that life throws our way. In contrast, avoiding exercise and all forms of physical activity like the plague can have the reverse effect. Embracing laziness and inactivity can leave us feeling unhealthy and unfit, send our confidence and energy levels plummeting to the basement, and eat away at our self-esteem. Letting the â€Å"exercise obstacle† win the day will surely not inspire and motivate you to set and g o after major life goals.It may seem clear by now that exercising on a regular basis is in your best interest. However, if you’re still not sold, perhaps this will help seal the deal- not only does exercise help fuel and maintain a healthy body, it can actually improve your ability to think and retain information. It’s true- your mind and body are interconnected in amazing ways, and nurturing one will benefit the other.According to a recent article in The New York Times, â€Å"many scientists suspect that exercise alters the biology of the brain in ways that make it more malleable and receptive to new information, a process that scientists refer to as plasticity,† and that â€Å"†¦many past studies have shown that exercise prompts the release of multiple neurochemicals in the brain that increase the number of new brain cells and the connections between neurons†¦these effects improve the brain’s plasticity and augment the ability to learn.†What exercise doesAlthough research regarding how exercise and brainpower work together is continual and ongoing, recent studies have shown the following exciting cognitive benefits.Boosts brainpower: If you’re looking to take your brain’s ability to the next level, you can’t do much better than regular exercise. Studies have shown that exercise can actually increase the volume of key areas in your brain- how’s that for a real boost?Enhances thinking ability: Regular workouts will help kick away the dreaded â€Å"brain fog† that keeps you from thinking clearly and keep your mind and thoughts razor sharp all day long.Helps you process and remember new information more effectively: If you’re trying to acquire a new skill or task, like learning a new language or tackling a new job responsibility, combining it with regular exercise can be an unbeatable combo. New research suggests that physical activity can increase the size of the medial tempo ral and prefrontal cortex of your brain, key areas that regulate and control thinking and memory- so you’ll be able to master that new skill faster than ever before.Improves ability on cognitive tasks: Do you have an important test for work or school coming up? Or maybe you just want to perform better on puzzles and board games? Whatever your mental goals are, you better believe that exercise will help you succeed on all sorts of cognitive tasks that test your intelligence and brainpower.Keeps away the negatives: Yes, it’s true- regular exercise will help keep your mood positive and upbeat, help you achieve more restful sleep at night, and help reduce anxiety and stress- all things that can help your brain work at its absolute best.When, what, and how much?So†¦now that you know it does work, let’s explore how you can make it work for you.  This includes the when, what, and how much regarding exercise and brainpower.Although there’s some debate rega rding the type of exercise that best serves to promote brain function, according to a recent article by Harvard Medical School, â€Å"researchers found that regular aerobic exercise, the kind that gets your heart and your sweat glands pumping, appears to boost the size of the hippocampus, the brain area involved in verbal memory and learning. Resistance training, balance and muscle toning exercises did not have the same results.†Research also suggests that although you’ll receive a brain benefit regardless of when you decide to exercise, the most promising results typically occur when you do your workout before or even during a cognitive task. This suggests that we all might learn best while we’re being active, and it may have interesting consequences on how our institutions of learning are set up. Perhaps classes on treadmills or exercise bikes aren’t too far off in the future?Another big question you might be wondering about is how much exercise you sho uld do in order to receive a cognitive benefit. The same Harvard Medical School report suggests that â€Å"standard recommendations advise half an hour of moderate physical activity most days of the week, or 150 minutes a week.†So how can you incorporate exercise into your life? If you’re worried that you’re simply too busy to exercise or find the very idea of exercise daunting, a great way to take a step forward towards a regular active lifestyle is to start small. Try taking a brief yet brisk walk for 10–15 minutes each day, and gradually increase your workout in both length and intensity as time passes.Listen to your body, it will tell you when you’re ready to take on more and bigger physical challenges. Remember, every journey- no matter how long or arduous- starts with a single step, and the best way to go nowhere is to stand still and do nothing.Now that you know all about the many benefits, both physical and mental, that exercise will bring to your life, put the excuses aside and get up and get moving towards your successful future!

A Report About Bloods Vs Crips

A Report About Bloods Vs Crips My exam paper is about one of the biggest gang wars in the whole world: The Bloods versus The Crips. The reason I have chosen this subject is because not so many people are aware of what’s going on between those two gangs. There are more gangs who are sometimes involved in this war, such as MS-13 (Florence 13) and the KKK (Ku Klux Klan), but the arguments with these groups aren’t half as worse as the war between the Bloods and the Crips. The MS 13 is a Mexican gang. They are the one of the most dangerous gangs in the whole world, sais the FBI. They mostly operate in Mexico, but also in El Salvador, Guatemala, Honduras and in Nicaragua. In the US they operate in states as Texas and California. The Ku Klux Klan is a group of people who are very racial against outsiders. They mostly hate black people (à   Bloods and Cribs), because they weren’t happy about the decision back in the days that all black people were free. But the do not only hate black people, they al so hate other people with a color, people who are anti-catholic and Jews. Sometimes these people get killed by members of the Ku Klux Klan. But as I was saying, the conflicts with these groups aren’t half as bas as the conflicts between the Bloods and the Cribs. Everyday people die because of these conflicts. Also everyday more and more people become members of these groups. The two groups operate especially in the West coast and in the South coast, mostly in Los Angeles and Compton. First I’m going to give you some information about The Crips, than I’m going to give you some information about The Bloods. The Crips TheCrips(Community Revolution In Progress) are a primarily, but not exclusively,African Americangang. They were founded inLos Angeles, Californiain 1971 by Raymond WashingtonandStanley Williams. File:Stanley ‘Tookie’ Williams mugshot.jpgStanley â€Å"Tookie† Williams met Raymond Lee Washington in 1969, and the two decided to unite their local gang members from the west and east sides ofSouth Central Los Angelesin order to battle neighboring street gangs. Most of the members were very young.Some of them weren’t even 18 years old yet. The most of them were African American, but there were also Mexican people who joined there group. Stanley Tookie Williams(December 29, 1953 – December 13, 2005) was born inNew Orleans,Louisiana andwas one of the two leaders of the Crips. In 1979 he was condemned of four murders that he committed during robberies and he went to prison for the rest of his life. In jail, he write many books about his live and other things, like books including anti-gang and violence literature. Tookie Williams was asked to help the police with the investigation to get the criminals of his gang, but he refused to help and was involved with many attacks on guards, tried to escape a couple, but there wasn’t any evidence that he planned this. In 1993, Williams began making changes i n his behavior, and became an anti-gang activist while onDeath Row inCalifornia. He renounced his gang affiliation and apologized for his role in founding the Crips. He also co-wrote children’s books and participated in efforts intended to prevent youths from joining gangs.[1]A biographical TV-movie entitledRedemption: The Stan Tookie Williams Storywas made in 2004, and featuredJamie Foxxas Williams.

Innovative business Research Proposal Example | Topics and Well Written Essays - 750 words

Innovative business - Research Proposal Example This research topic is important in motivating communities not to rely on normal day-to-day transactions but to stimulate specific innovation opportunities in the society. Creation of wealth from innovation in technology management encompasses a number of perspectives that include generation of revenues, profits, returns on investment, return on equity, and return on assets. Wealth creation may also constitute earnings before interest, taxes, depreciation, and amortization. In this project, I will study how wealth creation in these varied contexts depends on the intended needs to innovation and even government legislations and controls with regards to technology management. This is in consideration of the fact that revenues may have been generated and yet, on the other hand, loses having come to play considering the costs incurred. This research seeks to establish that net cash flow in managing technology remains the innovation basis of wealth creation. However, this can only be relevant in the long run, since positive cash flows may be generated in the short run and negative cash flows that offset the gains in the long run. Thus, for an innovation to be termed to have created wealth there must be positive real net cash flow in the long run, probably per year as the ideal financial period. Positive real net cash flow in this case entails products of revenues and profit margins being more than sum of investments and fixed costs. The research will engage cash flow estimation and tracking by individuals and organization that commit their energy, time, and resources to technology innovation. Cash flow tracking and estimation in this case includes buyer adoption of cash flow after introduction into the field for application. Once this has ascertained that there would surely be positive real net cash flow, the technology innovation